Financial Services & Banking Penetration Testing

Penetration testing that hardens your financial systems, not just checks a regulatory box.

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Penetration Testing That Financial Regulators Actually Want to See

Financial institutions are the most targeted sector for cyberattacks. Raxis delivers human-led, AI-augmented penetration testing built for the regulatory complexity and high-value targets of banks, credit unions, and financial services organizations.

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Online Banking, API & Application Testing

Hands-on testing of the digital banking platforms, payment APIs, and customer-facing applications where most financial breaches actually start.

Multi-Regulation Compliance Alignment

Every engagement maps to GLBA Safeguards Rule, FFIEC guidance, NYDFS Part 500, and PCI DSS, built for what examiners and auditors expect today.

Network Segmentation & Internal Testing

Real lateral movement testing that validates your internal boundaries protect core banking systems, customer data, and transaction infrastructure.

The Problem with Most Financial Services Pentests

Banks and financial institutions face more regulatory scrutiny around penetration testing than almost any other industry. Yet many organizations still get a scan report repackaged as a pentest. Your examiner can tell the difference. So can an attacker.

Automated Scans Passed Off as Pentests

Some vendors run a vulnerability scanner, wrap the output in a branded PDF, and call it a penetration test. That won’t satisfy an FFIEC examiner who understands the difference, and it won’t find the chained exploits, business logic flaws, or transaction manipulation paths that real attackers use against financial systems. Raxis engineers manually test your environment the way an adversary would.

Digital Banking Channels Nobody Tested End-to-End

Online banking portals, mobile apps, payment APIs, and wire transfer systems all process sensitive financial data and customer NPI. Network-only testing misses the application-layer vulnerabilities where most financial breaches actually happen. Raxis tests the full transaction path, from authentication to fund movement.

Internal Segmentation That Hasn’t Been Proven

Financial institutions segment core banking systems from general corporate networks, branch infrastructure, and customer-facing environments. But segmentation only matters if it holds under real attack conditions. If your pentest vendor isn’t actively attempting lateral movement across those boundaries, you don’t know if they work. We do.

Regulatory Requirements Keep Expanding

GLBA now mandates annual penetration testing. NYDFS Part 500 requires annual testing and vulnerability assessments. FFIEC guidance calls for risk-based pentesting of internal and external systems, including social engineering. Financial institutions still running the same basic pentest they ordered five years ago are falling behind where enforcement is heading.

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Why Raxis for Financial Services Penetration Testing

Find real vulnerabilities, not just scan results

OSCP-certified engineers manually attack your financial systems using the same techniques as real threat actors. You get findings that actually reduce risk, not a reformatted vulnerability report your examiner has already seen.

Satisfy multiple regulators with one engagement

Raxis structures every engagement to produce evidence that maps to GLBA, FFIEC, NYDFS Part 500, PCI DSS, and SOX. One pentest, one report your compliance team can use across multiple regulatory requirements.

Test the full digital banking attack surface

We test online banking portals, mobile apps, payment APIs, wire transfer systems, and third-party fintech integrations end-to-end. Most financial breaches happen at the application layer. We make sure yours can take the hit.

Get results you can act on

Every finding comes with proof-of-concept exploits, real-world business impact, and prioritized remediation steps delivered through the secure Raxis One portal. No 200-page scanner dumps. No guesswork on what to fix first.

Validate segmentation and internal controls

Raxis uses real lateral movement and privilege escalation to validate that a compromised workstation in a branch office can’t reach core banking systems, customer NPI, or transaction infrastructure. Hand your examiner proof, not assumptions.

Stay covered between annual assessments

Annual testing meets the minimum. Raxis Attack (PTaaS) delivers continuous, AI-augmented testing with real-time results and unlimited retesting, so you’re not flying blind for 11 months between examinations.

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Frequently Asked Questions About Financial Services Penetration Testing

It’s a hands-on simulated attack against your banking systems, digital platforms, internal networks, and supporting infrastructure. The goal is to find exploitable vulnerabilities before real attackers do, while producing evidence that satisfies regulatory requirements from GLBA, FFIEC, NYDFS, and PCI DSS.

Most financial pentests rely heavily on automated scanning with minimal manual validation and no connection to your specific regulatory requirements. Raxis engineers lead every engagement with hands-on attack simulation, including real segmentation testing, application-layer exploitation of banking platforms, and transaction-path analysis. Your report maps findings to the regulatory frameworks your examiners are evaluating.

We test online banking platforms, mobile banking applications, payment and wire transfer APIs, internal and external networks, core banking system boundaries, wireless infrastructure, branch network segmentation, and third-party fintech integrations. Every engagement is scoped around your institution’s specific environment and regulatory obligations.

Raxis structures engagements and reporting to satisfy requirements from the GLBA Safeguards Rule (annual pentesting mandate), FFIEC IT Examination Handbook guidance, NYDFS Part 500 Cybersecurity Regulation, PCI DSS v4.0.1, and SOX internal control requirements. Your compliance team gets one report that covers multiple regulatory needs.

Raxis Attack is our Penetration Testing as a Service platform, delivering continuous, AI-augmented testing with real-time results and unlimited retesting through the secure Raxis One portal. It’s built for financial institutions that need year-round coverage between annual regulatory assessments.

GLBA requires annual penetration testing. NYDFS mandates annual testing with vulnerability assessments. FFIEC recommends risk-based testing after significant changes. Many financial institutions choose continuous testing through Raxis Attack for year-round coverage that exceeds minimum requirements.

No. Raxis operates within strict contractual boundaries with clear rules of engagement designed for financial environments. Our goal is to expose vulnerabilities without causing downtime, data loss, or interruption to customer-facing services or transaction processing.

Raxis testers hold industry-leading certifications including OSCP, CEH, GPEN, GFACT, and more listed on our certifications page.

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